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Frequently Asked Questions

What is Medicare?

- Medicare is a Federal funded health insurance available for people 65 years, or older.
- Younger people with disabilities.
- People with End Stage Renal Disease (permanent kidney failure dialysis or transplant-ESRD).

When should you Apply for Medicare?

- In most cases, you should apply for Medicare as soon as you’re eligible.
- The initial enrollment period starts 3 Months before the moth you turn 65 years old.
- Your birth month.
- 3 Month past the month you turn 65 years old.

What is Original Medicare?

Is a fee – for – services plan that has only 2 parts (Part A hospital insurance & Part B medical insurance).

What is Medicare Advantage?

Is an “all in one” alternative to Original Medicare. These bundle plans include Part A, Part B, and usually Part D. Usually provide additional benefits not offered by Original Medicare.

What are the 4 parts of Medicare?

- Part A: provides impatient/ hospital coverage.
- Part B: provides Outpatient/ medical coverage.
- Part C: Medicare Advantage.
- Part D: provides prescription drug coverage.

Requirements to enroll in Medicare Advantage?

Anyone who is enrolled in Original Medicare (Part A & Part B) may be eligible to sing up for Medicare Advantage (Part C) plan.
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